While most places in Hakuba are adjusting to cashless payment systems, it is still recommended to purchase Yen cash before you arrive in Japan. Hakuba has three ATM machines which accept foreign cards, as long as the card has a pin number. They are located:

• Hakuba Post Office (Weekdays 8:45 a.m. – 7:00p.m./ Weekend 9:00a.m. - 5:00p.m.) near the train station
• Happo-One Lawson (Open 24 hours)
• Misorano 7-Eleven Convenience Store (open 24 hours).

To exchange travelers’ cheques or foreign currency, go to the main bank in Hakuba, “82 Bank,” which is located 200 meters walk uphill from the station and between Patagonia and North Face shops, open weekdays 9:30 a.m. to 3:00 p.m., remember to bring passport as proof of identification.